California Private Mortgage Loans Premier Hard Money Lender – We offer BRIDGE / GAP financing!

We fund what banks don’t. Have you been turned down by banks for real estate loans? Not every borrower fits a conventional profile. HBS Finance provides real estate loans with less than traditional bank qualifications.

  • Fixed Rates from 8.99%

  • No Prepayment Penalties

  • No Income Verification

  • Bad Credit, Bankruptcy, Foreclosure, Short Sale – OK

  • Pre-Approval within 24 hours, Funding in Days

  • Vacant Lot Land Loans

  • Financing for Old, Odd & Ugly ‘C-Class’ Commercial Property

    • JUNK YARDS – SCRAP METAL/WRECKING/SALVAGE
    • MIXED-USE REAL ESTATE – MULTIPLE PROPERTY USES WITHIN A SINGLE BUILDING.
    • RELIGIOUS INSTITUTIONS – HOUSES OF WORSHIP, CHURCHES, TEMPLES
    • AUTOMOTIVE RELATED – TRUCK & AUTO SERVICE, GARAGE/STORAGE, TIRE SHOP

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Fill out the form below or give us a call at (310) 356-6500, and one of our team members will be happy to help you.



Commercial and Non-Owner Occupied Residential Properties

• Foreign Investors / Poor Credit / Investor Flips / Need fast closing
• Rates from 7.99%
• LTV up to 65%
• Loan Amounts up to $5,000,000
• No Credit Check, No Appraisals, No Delay Funding – Close in 7 days
• 1 to 5 Year Terms, No Prepayment Penalty
• Eligible States: Arizona, California, Colorado, Florida, Georgia, Hawaii, Idaho, Nevada, Oregon, Texas, Washington
– Minimum population is generally 25,000 unless the town is within 25 miles of a city of 100,000 population.

*Vacant Lot / Land Loan Financing Available

Let us put our experience and expertise to work for you. Call us (310) 356-6500